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Are you scrambling to find a peaceful moment in the day when you can put your feet up and relax? Are you rushed, stressed out and ready to call it quits.
Why is that so? Who is responsible for it? Why have we made it so difficult?
The solution is simple: simply your life. It’s the implementation part that is hard, but here are my top tips to help with that:

1. Believe in yourself , but be aware of your limitations

The first step to accomplishing all your goals and making your dreams come true starts with this simple realization that you are human: you are not perfect and you can’t do everything alone.
Always keep things realistic. Don’t put so much pressure on yourself that you find it hard to move; trust yourself to deliver what you need to, but also be prepared to cut yourself some slack.
* Own up when you make a mistake
* Set goals, and enjoy the journey

2. De-clutter & simplify

You have a thousand different things screaming for attention: you have to tidy up the kids’ room again; you have to do the dishes and laundry; and the never-ending household chores are waiting. You have to organize your calendar and make room for more appointments; make time to socialize; help the kids with homework; and make a gazillion school runs. Don’t even get started on what needs to be done at the office.
Let’s get one thing straight—you cannot accomplish anything unless you get yourself some of the clarity that comes from creating space in your life, in your relationships and your environment. You need to reduce, cut back, simplify—Only then will you stop the feeling of being overwhelmed and rushed.
* Give anything you haven’t used for the * past 3 years to charity
* Get organized Enjoy the concept of enjoying without owing, and appreciating without acquiring.

3. Use everything in moderation

This is something I live by, be it work, socializing, family commitments, overeating, shopping, or watching too much TV—it helps with every single thing. Embrace the philosophy of “having enough”: there’s no need to go to extremes, so exercise common sense and learn to curb any obsessive behavior.
* Spend less money than you make
* Watch your diet
* Watch less TV

4. Keep things in perspective

I admit there will be times when nothing will go your way, and you will find yourself fighting battles, fixing problems and minimizing damage all day long. We all have those days, and it is too easy to get caught up in the drama. Get a handle on things: this, too, shall pass.
Your child will get better soon, the noisy neighborhood parties will end, your backstabbing colleague will get transferred (we can hope, can’t we?), and there will be actual days where you tick off all the items on your to-do list.
* Don’t sweat the small stuff
* Have an open mind

5. Treat others how they want to be treated

You might end up getting in trouble if you try treating others how you want to be treated, instead of how they would like you to treat them. For instance, if you are not a phone person, you might not call your friend because you assume that they feel the same way you do, which may not be the case.
Try to be sensitive to the needs of others, and occasionally going out of your way to do something for them.
* Try not to judge
* Be generous; try to do something nice
* for somebody on a regular basis

6. Family first

My priority is my family, and I left work to start my own freelancing career for  the flexible hours it gives. That doesn’t mean that my work is not important—it just means that I have to operate in a way that works for me and my family.
How important is it to you that you spend time with your family? Are you making sure that your work doesn’t prevent you from doing just that? What sort of arrangements have you made to make it happen? You don’t have to stop living your life for your family members, but you’ll feel far less guilt if you prioritize and make time for them.

7. Pay attention to the moment

Stop thinking about what happened in the past, or worry about what might happen in the future. Live in the moment and learn to savor each one.

8. Have a positive mindset

You are what you think all day long. If you have nothing but negative thoughts racing through your ahead, then that’s what you are going to get, so try shifting to a more positive outlook on life. You will be surprised to see that whatever you wished for will start to manifest itself around you.
“Whether you think you can, or you think you can’t—you’re right.” ― Henry Ford

9. Educate yourself

The most interesting people are the ones who take an interest in life and never let go of the “beginner’s mind”. They discover learning opportunities and continue to grow, both personally and professionally.
Be a life-long learner. You don’t have to get old to become wise.
* Read good books
* Try to learn something new every day
* Take courses in subjects you enjoy

10. Be passionate about something

There are some people who are so bursting with energy and vitality that others feel compelled to listen to them, and feel drawn to them. Passionate home cooks, budding interior designers, gourmet chocolate lovers, antique collectors—just try asking them a question about their interest and they will talk your ears off.
You want to be that person: someone who’s full of love for something significant. Have one meaningful hobby that encourages you to follow your passion, and you’ll begin each day looking forward to something special.

11. Always be reflective

Do you ever think about yourself in moments of solitude? What makes you, you? What makes you tick? What bores you to death? What sort of things do you dream of? What can’t you get over? What regrets do you have of your past? Take some time to think about those things and you’ll understand yourself more clearly and deeply. You’d be surprised at the life-changing impact such reflection can bring.
Consider doing a Myers-Briggs Type Indicator  or another personality assessment to develop true understanding of your self

12. Surround yourself with supportive people

3 things can change your life: friends, books & your thoughts. Choose them wisely.
Avoid naysayers and party-poppers

13.Banish the word “perfection

Listen to what you tell your children: always do your best and forget about the rest.
* You are expert enough
* Strive for excellence, not for perfection

14. Fix it, or deal with it, but stop whining about it

Nobody likes a person who complains all the time. If you look around you, you’ll see many people who have been dealt a bad hand, but are making the best of things.
* Don’t blame others for your problems
* Don’t make excuses
* Don’t be overly sensitive
* Don’t be a drama queen

15. Remember things that you are grateful for

Try this exercise: whenever you are feeling low, make a list of all the things that make you happy, joyous, and grateful. A beautiful family, adoring kids, kind friends, health, happy home, a job that pays the bills, surprise dinner prepared by a loving spouse, a blog, favorite books and keepsakes, unexpected twenty dollar bill in your jeans pocket. Everything counts.
After you’ve done this, consider what has happened to the feelings of doom and gloom: it is impossible not to be cheered up after remembering all the fantastic things you have in your life. Be grateful, and always make room for more happiness.

16. You can have it all, just not at the same time

There is no greater truth than this: you cannot have everything at the same time. You have only 24 hours in a day and need to take care of your relationships, work and spirit. One any given day, the focus will shift: some days your children have to go to after-school care because you have an important meeting, while other times work has to take a back seat because of a sick child with a high fever. Sometimes you just need to chill with your girlfriends because it has been ages since you last took a break.
You don’t have to do everything all at once, and life doesn’t have to be complicated. Simple living is mindful living


Source : LifeHack





How has been you week so far?
What has been your challenge during the week?
Do not give up on your dreams for any reason, always bounce back even if you give up and  Keep moving, there is  always a light at the end of every tunnel. Don't believe the wrong story , don't listen that wrong voice but follow that silent voice that believe in you, that says yes you can succeed in whatever you set your mind to achieve.
Happy Weekend!
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I was actually a witness to this so theres no room for them say them talk. I graduated from a different university in the northern part of the country in 2009 and today, I decided to pay an old friend a visit here in the college of health science (UNILORIN). By the way, today, the final year undergraduate students from the department of physiology had a brief seminar presentation on a particular course and during the course of the presentation, some students were caught making noise by the lecturer and he asked them all to stand up and remain standing as punishment. cheesy as if that wasn't enough, it was this dudes' turn to present but he wasn't well dressed.

Funny boy i must say grin but guess what, the lecturer had to punish him by telling him to stand on the table and face the whole class (like they do in secondary schools) grin. Yesterday, it was the story of lecturer seizing a student's footware ( I'm actually aware of this development). I think these barbaric act should stop but what do you expect when 15-20 year olds are being admitted into the university? They say, UNILORIN IS A GLORIFIED SECONDARY SCHOOL and these days, its really proving to be true.



Source: nairalandgrin


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It’s a known fact that almost everyone mostly college students wants to have something doing, like, something that could yield little revenue at the long run.

Every students out there understands what it takes to survive in or off campus in any higher institutions around the globe, and the need to apply some entrepreneurial skills is highly demanding. In today’s age of computers and internet, we have all the necessary tools in our disposal to make life a lot more easier an interesting. Do you really want to know the best ways to make money online as a college student or graduate? There are lot of website out there preaching about this similar topic:best ways to make money online when they themselves are not making a dime online. Making money online is as simple as1…20, that’s if you really know what you’re doing.
To figure out the best ways to make money online, you must have to first figure out those things or services you know you can sell out to your prospective audience. That is, you need one or two skills where people can pay for. For instance; you’re a graphic designer, you can easily make a leaving by offering graphics services to your online clients and making some good money in return. There are many people out there searching the internet in daily basis just to fine someone who’ll help them setup a simple blog or website.

On this post, am going to show you the best ways to make money online without having to scam people or get scammed at the process.

Best Ways To Make Money Online? Lets Get Started!

To kick-start your online journey, there are some basic and most important tools you need to have ready before even thinking of making your first $$ online. Now here we go!

1. Blogging
Blogging is becoming the talk of the town this days, as everyone this days both young and old owns at least a blog with the mindset of becoming a millionaire in just one night. But am sorry, that’s not how it works. A blog is just an online diary that can be regularly updated with new contents.
How To Make Money Through Blogging?

I knew you’ll ask if it’s possible to make money through blogging; but if that’s your question, then the answer is YES! It is very possible to make money through blogging. You want to know how?
Well, there are countless ways you can make money just by blogging, it doesn’t matter whether your blogging full-time or part-time. Just as i said earlier, you just have to first figure out what you are good at writing. Lets say you are good at writing a good technology news, writing reviews on electronic gadgets, writing good and compelling entertainment news, writing sports news, writing love or relationship tips; then you are good to go.

Decide On The Blogging Platform You Wish To Use
First thing first is to decide on which blogging platform to use. For now, there are two leading blogging platform trending on the internet, i.e: Blogger and WordPress. So, if you’re new to the blogging community you may want to start with BLOGGER platform, its free, so you don’t have anything like paying for hosting.
Purchase A Domain Name (Your Brand)
To start blogging, you must have to spend as little as $10 for a domain name which would serve as your brand name. That’s the name/address (URL) people will type in a browser to access your blog.

DOMAIN NAME TIPS:Your domain name (URL) should be as short as possible so people can easily remember, ex: “ myschoolnews.net” is very much easier for people to remember.
Goto Blogger.com
Login to Blogger.com and setup your blog in less than 10 minutes. Creating a blog in Blogger platform is a walk-in-the-park. Just follow the steps and get your blog up and running in no time.
Apply For “Google Adsense”
Here’s where the money ritual’s hidden. Google AdSense is a program run by Google that allows publishers in the Google Network of content sites to serve automatic text, image, video, or interactive media advertisements, that are targeted to site content and audience.

How To Display “Google Adsense” On Your Blog And Make Money?
To display contextually relevant advertisements on a website, you will have to place a Javascript code on the websites’ pages. AdSense publishers may only place up to three link units on a page, in addition to the three standard ad units, and two search boxes.
How To Maximize Adsense Income?

1.They use a wide range of traffic-generating techniques, including but not limited to online advertising.

2.They build valuable content on their websites that attracts AdSense advertisements, which pay out the most when they are clicked.

3.They use text content on their websites that encourages visitors to click on advertisements. Note that Google prohibits webmasters from using phrases like “Click on my AdSense ads” to increase click rates. The phrases accepted are “Sponsored Links” and “Advertisements”.
How To Withdraw Your “Google Adsense” Income?

Now that you’ve made some cash through blogging using Google Adsense, how do you withdraw the money? Well, to withdraw your monthly Adsense income, you’ll be required to attached your valid Bank Account in your Adsense account settings. In some cases, you may be paid on Check instead of Direct Bank Wire.

2. Affiliate Program or Affiliate Marketing
Affiliate Marketing is another best ways to make money online. Affiliate marketing is a type of performance-based marketing in which a business rewards one or more affiliates for each visitor or customer brought by the affiliate’s own marketing efforts. There are hundreds of Affiliate marketing websites on the internet. Below are my the 7 most popular affiliate marketing network.

How To Locate Affiliate Program Websites?

1.Affiliate program directories

2.Large affiliate networks that provide the platform for dozens or even hundreds of advertisers

3.The target website itself. (Websites that offer an affiliate program often have a link titled “affiliate program”, “affiliates”, “referral program”, or “webmasters”—usually in the footer or “About” section of the website.)
Most Popular Affiliate Network
*. LinkShare
*. Commission Junction
*. ShareASale
*. Google Affiliate Network
*. Amazon Associates
*. ClickBank
*. PeerFly.com

SUMMARY:Affiliate Marketing means, you do the marketing of some certain products or services through your affiliate marketing company, and if those products or services you’re promoting get some sales through your affiliate link, then you’ll be paid a commission for each sell.

3. Freelancing

Freelancing is another common, yet one of the best ways to make money online as a student. You can utilize this opportunity to earn more money online. If you have any skills like: Writing, Graphics Designing, Application or Letter Writing, Blogging, Web designing and development, Programming or anything you can perfectly do. Then you can sell those skills online and earn a large amount of money from it.
*. Upwork
*. Fiverr
*. Freelancer
You can sell your skills or find some related skill jobs on the above websites. These are the famous freelancing websites that gives you the opportunity to find clients who are desperately in need of people to work for them and they can pay as much as your charges depending on the type of job done.

Conclusion

The above methods of how you can make money online even while in college are completely legit and you can surely make some real cash using the tips outlined above. If you’re the smart type, you can always make it big online as a college student.

Do you have any comments, questions and or thoughts you’d love to share with us? Then, please do by using the comment box below. Never forget that your comment, question and thoughts are highly welcomed and much appreciated.
 
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Article Source: Nairaland

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Ask most personal finance experts and they’ll tell you the secret to becoming rich is no secret at all: Work hard, live below your means and save every dime. The nation’s One Percenters, however, might disagree.

There’s no shame in a modest lifestyle — even Warren Buffett lives frugally. But if your goal is to get rich, it’s helpful to know these seven secrets the ultra-wealthy aren’t likely to share.

1. Salary Isn’t the Whole Story
Climbing the corporate ladder will only get you so far; at some point, you reach your earning potential and plateau. The rich know that in order to grow wealth, it’s important to make your money work hard for you — not the other way around. In fact, Robert Kiyosaki, author of the No. 1 best-selling personal finance book “Rich Dad, Poor Dad,” built his entire money philosophy around this concept.


Generating income from passive, rather than active, income sources is the best way to do this. Investments that yield passive income include dividend-paying securities, rental properties, profits from a business you do not directly manage on a daily basis — even royalties on creative work or inventions.

2. Take Advantage of Time, Not Timing
If the recent Dow Jones crash proves anything, it’s that no one can predict what the market will do tomorrow. The wealthy know this and make no attempt to moonlight as day traders.

“Time is more important to investment success than timing,” explained Peter Lazaroff, a certified financial planner who manages portfolios upwards of $10 million for Plancorp, LLC. “Most of the population believes that timing the market’s moves is the key to growing rich through the stock market. The wealthy, however, understand that time and compound returns are the most important factor in growing wealth.”

Though it might seem counterintuitive, getting rich requires investors to adopt an unsexy buy-and-hold strategy, ride out market fluctuations and ignore speculation.


3. Put It in Writing
The difference between having an idea and putting it on paper is often what separates the uber-successful from average folks. And if you equate success with wealth, it might be time to start writing down your goals, both large and small, in order to become rich.

Thomas Corley, author of “Rich Habits: The Daily Success Habits Of Wealthy Individuals,” noted that 67 percent of the wealthy people he surveyed wrote down their goals, while 81 percent kept a to-do list. If your goal is to become a multimillionaire, write it down along with an action plan for making it happen.

4. Understand Value Over Cost
According to Justin J. Kumar, senior portfolio manager at Arlington Capital Management, “The wealthy person has three best friends: her attorney, her accountant and her advisor. The wealthy tend to use the law and tax code to their advantage when figuring out how to maximize their wealth, especially over multiple generations, and they are not afraid to spend money up front for counsel to get these answers.”

Kumar explained it’s common for middle-income Americans to cut corners in order to save money, yet ultimately find the results lacking. “The wealthy look at value over cost, but they are still prudent in their decisions,” he said.

5. Eat Out Less
People who are concerned with saving money often skip the daily latte. The rich enjoy small splurges such as Starbucks whenever they want and instead look at saving from a bigger picture.

Author Paul Sullivan and colleague Brad Klontz, a clinical psychologist with an academic appointment at Kansas State University, conducted research on the difference in spending habits of the 1 percent and the 5 percent. The 1 percent spent 30 percent less on eating out and saved it for retirement instead. “And that, more than the cost of a Starbuck’s latte, is what, over time, separates the wealthy from everyone else on the wrong side of the thin green line,” Sullivan wrote in Fortune.


6. Be Your Own Boss
Employees work to make their bosses rich. If you’re aiming for true wealth, consider starting your own business. According to Forbes, nearly all of the 1,426 people on its list of billionaires made their fortunes through a business they or a family member had a hand in creating.

“Many middle class workers think that starting a business is too risky,” noted Robert Wilson, a financial advisor and frequent contributor to CNN, NBC and CBS. “The wealthy understand that what’s risky is allowing your time and earnings to be dictated by a boss who couldn’t care less about whether you get what you want for your life.”

7. Use Other People’s Money
To the average person, “it takes money to make money” might sound like a tired cliche used to justify irrational spending. For the rich, it’s a golden rule of wealth.

The key is leveraging other people’s money to increase your own wealth.

“Trading time for dollars is a losers’ game, especially as technology destroys many jobs that don’t require a highly skilled human being,” said Wilson. “Using money from banks/investors and hiring people to work for you is a time-tested formula for building wealth, not to mention the tax laws, which heavily favor businesses.”
Whether you’re fundraising to start a business or flipping real estate for a profit, relying on other people’s money to do the heavy lifting greatly increases the return. Of course, it’s also riskier than relying on your own funds. But if you follow the sage words of the great Warren Buffett, consider that “risk comes from not knowing what you’re doing.”


Source: Times Magazine by Casey Bond

 
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